ICHRA 101 for Large Employers

An Individual Coverage Health Reimbursement Arrangement (ICHRA) is an employer-provided health benefit model that allows employees to choose their individual health insurance coverage from all plans available in their area and get reimbursed from their employer tax-free for a portion of the premiums.

What Is an ICHRA?

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An ICHRA with SureCo, defined.

Audio learners, this 3-minute explainer is for you.

ICHRA 101 Guide

Discover how large group employers are reducing costs, minimizing risk, and giving employees more choice with an ICHRA. This guide breaks down everything you need to know
to confidently make the switch.

The 2025 State of ICHRA

Discover first-to-market insights driving large-group ICHRA adoption and implementation, including:

44% of large employers are actively considering an ICHRA

94% of employers on ICHRA are happy they switched

46% of ICHRA members elect gold plans

73% of returning ICHRA members keep the same carrier

79% of brokers anticipate a favorable political climate for ICHRAs

Featured ICHRA Webinars: Watch On-Demand Anytime

2026 Benefits Outlook for Large Employers

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ICHRA Compliance Ebook

The Definitive Guide to Navigating ACA Regulations

for Large Employers

 

In this guide learn: 

Why Compliance Is the Lynchpin of Your Employee Benefits Strategy

Understanding the ACA’s 
Employer Mandate

What Does It Mean to be 
Compliant on an ICHRA?

Can You Create Distinct 
Classes of Employees?

Download Guide

Our Most Read Articles Explaining ICHRA

What Is an ICHRA? Your Comprehensive Look
Jan 22, 2024

What Is an ICHRA? Your Comprehensive Look

Imagine you’re out to dinner. You’re on a budget and have been good about keeping it, plus you’re not that hungry, so you’re just going to order a salad and a side. Your friends are in the mood for.

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An ICHRA for Everyone: How Individualized Coverage Supports Diversity at Work
Apr 29, 2024

An ICHRA for Everyone: How Individualized Coverage Supports Diversity at Work

Many employers' greatest strength is the diversity of their teams. But, with a diverse employee base comes a wide range of healthcare needs. Employees of all ages, locations, genders, and more.

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The Business Impact of Offering Just One or Two Health Insurance Plans
Apr 16, 2024

The Business Impact of Offering Just One or Two Health Insurance Plans

Sometimes, fewer choices are better. Coffee or tea. Medium or well-done. Local or express. But high-deductible, low-copay or no out-of-network coverage and better dental, or an HSA but without.

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