ICHRA Carrier & Plan Availability
by State for 2026

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State Breakdown: Plan Types and Carrier List

Alaska

State Plan Types Available List of Available Carriers
AK PPO Moda Health

 

Alabama

State Plan Types Available List of Available Carriers 
AL EPO, PPO Ambetter, BlueCross BlueShield of Alabama, Oscar, UnitedHealthcare

Arkansas

State Plan Types Available List of Available Carriers 
AR POS, PPO Arkansas BlueCross BlueShield, Health Advantage, Octave BlueCross BlueShield, QualChoice

Arizona

State Plan Types Available List of Available Carriers 
AZ HMO Ambetter, Antidote Health Plan, BlueCross BlueShield of Arizona, Cigna Healthcare, Imperial Health Plan, Oscar, UnitedHealthcare

California

State Plan Types Available List of Available Carriers 
CA EPO, HMO, PPO Anthem, BlueShield of California, Health Net, Kaiser Permanente, Sutter Health Plan

Colorado

State Plan Types Available List of Available Carriers 
CO EPO, HMO Anthem, Cigna Healthcare, Denver Health Medical Plan, Kaiser Permanente, Rocky Mountain Health Plans, SelectHealth

Connecticut

State Plan Types Available List of Available Carriers 
CT HMO, POS, PPO Anthem, ConnectiCare

District of Columbia

State Plan Types Available List of Available Carriers 
DC HMO, PPO CareFirst, BlueCross BlueShield

Delaware

State Plan Types Available List of Available Carriers 
DE EPO, HMO, PPO Ambetter, AmeriHealth Caritas Next, Highmark BlueCross BlueShield

Florida

State Plan Types Available List of Available Carriers 
FL EPO, HMO, POS, PPO 22 Health, 23 Health, Ambetter, AmeriHealth Caritas Next, Capital Health Plan, Cigna Healthcare, Florida Blue, Florida Health Care Plans, Health First Health Plans, Molina, Oscar, UnitedHealthcare, Wellpoint

Georgia

State Plan Types Available List of Available Carriers 
GA EPO, HMO, PPO Alliant Health Plans, Ambetter, Anthem, CareSource, Cigna Healthcare, Kaiser Permanente, Oscar, UnitedHealthcare

Hawaii

State Plan Types Available List of Available Carriers 
HI HMO, PPO HMSA, Kaiser Permanente

Iowa

State Plan Types Available List of Available Carriers 
IA EPO, HMO Ambetter, Medica, Oscar, UnitedHealthcare

Idaho

State Plan Types Available List of Available Carriers 
ID POS, PPO BlueCross of Idaho, Moda Health, PacificSource Health Plans, Regence BlueShield of Idaho, SelectHealth

Illinois

State Plan Types Available List of Available Carriers 
IL HMO, POS, PPO Ambetter, Blue Cross and Blue Shield of Illinois, Cigna Healthcare, Oscar, United Healthcare

Indiana

State Plan Types Available List of Available Carriers 
IN EPO, HMO, POS, PPO Ambetter, Anthem, CareSource, Cigna Healthcare, UnitedHealthcare

Kansas

State Plan Types Available List of Available Carriers 
KS EPO Ambetter, BlueCross BlueShield of Kansas, BlueCross BlueShield of Kansas City, Medica, Oscar, UnitedHealthcare

Kentucky

State Plan Types Available List of Available Carriers 
KY HMO Ambetter, Anthem

Louisiana

State Plan Types Available List of Available Carriers 
LA EPO, HMO, PPO Ambetter, AmeriHealth Caritas Next, CHRISTUS Health Plan, Louisiana Blue, United Healthcare

Massachusetts

State Plan Types Available List of Available Carriers 
MA EPO, HMO, PPO Harvard Pilgrim, Health New England, Mass General Brigham, Tufts Health Direct, UnitedHealthcare, WellSense Health Plan

Maryland

State Plan Types Available List of Available Carriers 
MD HMO, PPO CareFirst BlueCross BlueShield HMO, CareFirst BlueCross BlueShield PPO, Kaiser Permanente, UnitedHealthcare, Wellpoint

Maine

State Plan Types Available List of Available Carriers 
ME HMO, PPO Anthem, Community Health Options, Harvard Pilgrim

Michigan

State Plan Types Available List of Available Carriers 
MI EPO, HMO, PPO Ambetter, BlueCross BlueShield of Michigan, HAP, McLaren Health Plan, Oscar, Priority Health, UnitedHealthcare

Minnesota

State Plan Types Available List of Available Carriers 
MN EPO, HMO, PPO HealthPartners, Medica, Quartz, UCare

Missouri

State Plan Types Available List of Available Carriers 
MO EPO, PPO Ambetter, Anthem, BlueCross BlueShield of Kansas City, Cox Health Systems Insurance Company, Medica, Oscar, UnitedHealthcare

Mississippi

State Plan Types Available List of Available Carriers 
MS EPO, HMO Ambetter, Cigna Healthcare, Oscar, UnitedHealthcare

Montana

State Plan Types Available List of Available Carriers 
MT EPO, POS, PPO Blue Cross and Blue Shield of Montana, PacificSource Health Plans

North Carolina

State Plan Types Available List of Available Carriers 
NC EPO, HMO, POS, PPO Ambetter, AmeriHealth Caritas Next, BlueCross BlueShield of North Carolina, Cigna Healthcare, Oscar, UnitedHealthcare

North Dakota

State Plan Types Available List of Available Carriers 
ND HMO, PPO BlueCross BlueShield of North Dakota, Medica, Sanford Health Plan

Nebraska

State Plan Types Available List of Available Carriers 
NE EPO, PPO Ambetter, BlueCross BlueShield of Nebraska, Medica, Oscar, UnitedHealthcare

New Hampshire

State Plan Types Available List of Available Carriers 
NH EPO, HMO Ambetter, Anthem, Harvard Pilgrim, WellSense Health Plan

New Jersey

State Plan Types Available List of Available Carriers 
NJ EPO Ambetter, AmeriHealth, Horizon BlueCross BlueShield of New Jersey, Oscar, UnitedHealthcare

New Mexico

State Plan Types Available List of Available Carriers 
NM HMO Blue Cross and Blue Shield of New Mexico, Presbyterian Health Plan, UnitedHealthcare

Nevada

State Plan Types Available List of Available Carriers 
NV EPO, HMO Ambetter, Anthem, CareSource, Health Plan of Nevada, Hometown Health, Imperial Health Plan, SelectHealth, Sierra Health and Life

New York

State Plan Types Available List of Available Carriers 
NY EPO, HMO EmblemHealth,  Excellus, Highmark of Western and Northeastern New York, Independent Health, MVP Health Plans, Oscar, UnitedHealthcare

Ohio

State Plan Types Available List of Available Carriers 
OH HMO Ambetter, Anthem, Antidote Health Plan, CareSource, Medical Mutual, Oscar, Paramount Insurance, SummaCare, United Healthcare

Oklahoma

State Plan Types Available List of Available Carriers 
OK HMO, PPO AAmbetter, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Medica, Oscar, UnitedHealthcare

Oregon

State Plan Types Available List of Available Carriers 
OR EPO Kaiser Permanente, Moda Health, PacificSource Health Plans, Providence Health Plan, Regence BlueCross BlueShield

Pennsylvania

State Plan Types Available List of Available Carriers 
PA EPO, HMO, POS, PPO Ambetter, Capital BlueCross, Geisinger, Highmark BlueCross BlueShield, Independence Blue Cross, Oscar, UPMC

Rhode Island

State Plan Types Available List of Available Carriers 
RI POS, HMO, PPO BlueCross BlueShield of Rhode Island, Neighborhood Health Plan of Rhode Island

South Carolina

State Plan Types Available List of Available Carriers 
SC EPO, HMO, POS, PPO Ambetter, BlueChoice HealthPlan of South Carolina, BlueCross BlueShield of South Carolina, UnitedHealthcare

South Dakota

State Plan Types Available List of Available Carriers 
SD HMO, PPO Sanford Health Plan

Tennessee

State Plan Types Available List of Available Carriers 
TN EPO Alliant Health Plans, Ambetter, BlueCross BlueShield of Tennessee, Cigna Healthcare, Oscar, UnitedHealthcare

Texas

State Plan Types Available List of Available Carriers 
TX EPO, HMO, POS Ambetter, Baylor Scott & White, Blue Cross and Blue Shield of Texas, CHRISTUS Health Plan, Cigna Healthcare, Community Health Choice, Imperial Health Plan, Moda Health, Molina, Oscar, UnitedHealthcare, Wellpoint

Utah

State Plan Types Available List of Available Carriers 
UT EPO, HMO Imperial Health Plan, Regence BlueCross BlueShield, SelectHealth, University of Utah Health Plans

Virginia

State Plan Types Available List of Available Carriers 
VA EPO, HMO, POS, PPO Anthem, CareFirst BlueCross BlueShield, Cigna Healthcare, Kaiser Permanente, Oscar, Sentara Health Plans, UnitedHealthcare

Vermont

State Plan Types Available List of Available Carriers 
VT EPO, HMO BlueCross BlueShield of Vermont, MVP Health Care

Washington

State Plan Types Available List of Available Carriers 
WA EPO, HMO Ambetter, Asuris Northwest Health, Kaiser Permanente, Providence Health Plan, Regence BlueCross BlueShield, UnitedHealthcare, Wellpoint

Wisconsin

State Plan Types Available List of Available Carriers 
WI EPO, HMO, PPO, POS Anthem, Common Ground Healthcare Cooperative, Dean Health Plan, Group Health Cooperative of South Central Wisconsin, HealthPartners, Medica, Network Health Plan, Quartz, Security Health Plan, UnitedHealthcare

West Virginia

State Plan Types Available List of Available Carriers 
WV HMO, PPO CareSource, Highmark, BlueCross BlueShield

Wyoming

State Plan Types Available List of Available Carriers 
WY EPO, PPO BlueCross BlueShield of Wyoming, UnitedHealthcare

Top Carriers Employees Love

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Kaiser-Permanente-Logo 1
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Frame 5 (3)
BCBS
& many more!
ambetter 1 1
Oscar_Logo_Blue2-01 1
united-healthcare-logo 1
Kaiser-Permanente-Logo 1
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2560px-Molina_Healthcare_logo 1
Frame 5 (3)
BCBS
& many more!

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