Healthcare Plan Checklist

Download Things to Consider When Choosing a Healthcare Plan

Making an informed healthcare plan choice is crucial for your well-being. Our easy-to-use checklist simplifies the decision-making process, ensuring you choose a plan tailored to your unique needs.

SureCo's Checklist Includes:

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Terms to Know

Coinsurance

Percentage of medical costs you pay after you've met your deductible.

Co-pay

Predetermined or fixed amount a covered employee or plan member pays out of pocket for each doctor’s visit.

Deductible

Annual fixed a plan members pays, after which the plan covers non-preventative healthcare expenses.

Out-of-Pocket

Healthcare costs not covered by insurance, such as deductibles, coinsurance, copays, and non-covered services; many plans set limits on these, after which they cover 100% of eligible costs.

In-Network

In-network refers to healthcare providers and facilities that have a contract with your insurance plan, often resulting in lower costs for you when you use their services

Out-of-Network

Out-of-network refers to medical providers, hospitals, and clinics that do not participate in a health insurer’s provider network because they have not signed a contract agreeing to the insurer’s negotiated prices.

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Choose a Healthcare Plan Confidently