How an Employee Saved $1,652 and Got Better Coverage With an ICHRA
Concerned about matching their previous group coverage, an employee with Multiple Sclerosis found a similar—and an even better—plan through an ICHRA with SureCo.
.png?width=364&height=388&name=ICHRA%20profile%20cs%20(1).png)
The Challenge
High Utilization: Coverage for MS infusion treatments was essential for managing their condition.
Rising Healthcare Costs: The employee needed a plan that balanced costs with comprehensive coverage.
Coverage Continuity: It was essential to find a plan that would not disrupt their ongoing treatment.
Plan Comparison: The goal was to find the best fit among the 50+ new options and their original group plan.
.png?width=900&height=869&name=Group%20972010%20(1).png "ICHRA Plan Comparison SureCo")
The Solution
With assistance from SureCo’s Employee Experience specialist, the employee identified several comparable plans and chose Option 2 (Mass General HMO) because it covered their infusion medication as a medical procedure rather than a prescription, reducing out-of-pocket costs and providing more comprehensive treatment coverage. By switching from a traditional group plan, which cost $3,956 annually, to an ICHRA plan at $2,304, the employee achieved 42% in annual savings.